ABOUT US

We like to share. Passing on knowledge is important to us.

Sharing knowledge is what got us out of the dark ages. The world is changing fast and there is so much to know. The good news is that you don’t have to know it all. Share with us and we’ll share with you.

Explore the Benefits

WHY DID WE START POINTER?

  • To make a difference

    Providing ongoing navigation for clients was something we were already good at. We felt there was a gap in the market for taking this approach and applying it to mortgages. Experience has taught us that the benefits go well beyond the debt itself. It’s not just having a destination — it’s about seeing where you’re going.

  • Finance is a really fun puzzle

    We get that finance can seem boring, but it doesn’t have to be. Everybody’s situation is different, and for us, bringing all the pieces together is like an interesting puzzle. Our mission is to put the jigsaw back together and give you a better picture than what you had before.

  • We wanted to do it right

    We know getting a mortgage can be a trial and at times feel as if you’re part of someone else’s sales target. Our vision is to break the mould of transactional advice and create a personal experience, so you’re not repeating your story to endless call centres. It’s what we would’ve wanted for ourselves.

  • To share our experience

    We understand New Zealanders’ financial pain points and we know how to help. Between us we have decades of experience across mortgages, insurance, banking, financial planning and investment. The aim of Pointer is to leverage everything we know for as many people as possible.

MEET OUR KEY PEOPLE

  • JOEL OLIVER Director
    Joel is our banking specialist. After working 18 years in the banking industry his passion is to develop and upskill his team of mortgage advisers to deliver an outstanding experience where the clients best interests are always at heart.

    He values that Pointer clients are our biggest advocates and referrers, as they understand independent unbiased advice. This has resulted in a large portfolio of lending which provides leverage with the banks to offer the best deal possible to the clients we care for.

    Joel's expertise and experience is being used on both sides of the industry to make a difference. He is looking forward to influencing the financial advice regime with what he brings to the table. Joel is Chair of Lending on the Member Advisory Committee (MAC) at Financial Advice NZ.

  • ROYDEN SHOTTER Director
    Royden is always trying to find the best possible strategy for our clients. With a career spanning more than 20 years across multiple financial disciplines, Royden wants to leverage his knowledge and experience to help clients better understand their financial world.

    To do this, he developed financial planning software that gives advisers a more comprehensive outlook on their client’s finances. Royden has been using this software in his own practice and now Pointer clients will be able to experience this personalised approach — understanding how the choices you make now can make those long term goals seem more achievable.

    Royden has a Graduate Diploma in Business with an endorsement in Personal Financial Planning from Massey, and is a Certified Financial Planner Practitioner, as well as an Authorised Financial Adviser.

  • ZOE KLOMP Pointer CareTeam Leader
    Zoe is our resident research junkie and learning is in her DNA. With a background in education, finance may not have seemed the most obvious career option; but she soon realised she could use her passion for teaching others to improve financial literacy in New Zealand.

    She understands that no single approach is right for everyone and works with her clients to help them make informed decisions that work for them.

    Zoe has a Master’s in Education from Auckland University, a double degree in Education and German from Canterbury University.

WHY CHOOSE US?

  • Purpose-built
    software

    As you move through different stages of your life, your priorities change and so do your financial plans. Our software can show you the impact of what you are doing and the things you might want to do. Test an idea before you’ve done it, or look through a period of instability. It also shows us if there is something you can do better, mapping out sensible changes or defining targets for what you can achieve.

  • Easy-to-follow
    strategies

    Having financial goals is important, but if your adviser isn’t taking your wider plans into account, then their advice may be looking at only the short-term. We look at the big picture. Whether it’s structuring your bank account to automate savings and debt repayments, comparing your interest rates to make your debt work for you, or looking at your personal risk and insurances to safe-keep what you’ve already achieved.

  • Ongoing support
    & guidance

    Once the financial building blocks are in place, we can focus on navigation, making sure everything stays on track and you aren’t overlooking any potential issues. As your life-stages and priorities change, we will adjust your plan to suit — making new suggestions, or testing your thoughts and plans as we go. The idea here is that you can call us about anything, at any time. We want you to use us as a resource.

TESTIMONIALS

Re-fixing our mortgage was worth it

We thought we were on a good interest rate until we spoke to Pointer. They restructured everything and got us better rates. What’s great is that they’ll do it next time too.

Sarah & James
We’re clearing debt so much faster

After our strategy session we had a much better idea of what we needed to do. With Pointer’s help we now have our mortgage sorted and feel more confident about how we are tracking.

Katrina & Paul
We’re amazed a rental was an option

Seeing the numbers in our strategy session showed us we were better off than we thought. It felt like buying a rental was always a long way off, but now we actually own one!

Tracey & Cameron
Loan types are no longer a mystery

At first it seemed like there was too much to know. Everyone at Pointer was very patient and explained what structure was best, and why. Now I have a great system for clearing debt and the flexibility to run my finances how I want.

Karen
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QUICK-TIP MORTGAGE PROFILER

Age, relationship, earning potential and families can all change your mortgage strategy.

Select your mortgage status and buttons below to get your quick-tip. These are some of the things we’ll be thinking about when we talk to you.
  • Single
  • Couple
  • Yes
  • Not yet
  • No
  • Saver
  • Spender