Making sure the numbers add up.
Let’s make an easy-to-follow plan
so you can make it happen.
Now we know that buying another
property is viable.
Making sure the numbers add up.
Let’s make an easy-to-follow plan
so you can make it happen.
Everyone can benefit from a financial strategy that is based on personalised analysis and research — rather than a one size fits all approach.
It doesn’t matter what stage of life you are at. Whether you are wondering about the impact of expensive renovations, buying a home, planning for children, or simply considering what happens to your investment properties when it’s time to retire — we can help. During our life-mapping sessions, we discuss how the future might look based on your current position and what you can do about it — then we strategise a way to get there. The result is confidence, because any decisions you make will be better informed and more likely to work out as planned.
Book a Financial Life-Map SessionGathering information about your income, annual spending and debt levels, builds an illustration that allows us to compare an accelerated debt-repayment plan to a standard 30-year mortgage. Our software then allows us to change the inputs so the graphs change as you do — maybe you need to make minimum repayments for a while because childcare is eating up all your surplus funds, or you want to take advantage of contract work to clear large chunks of debt. What’s useful is our software tracks with your life, so your graphs grow and change as you do Whatever your plans, we can update your Financial Life-Map at any time and show you what’s coming.
Should I sell the bach and focus on my property portfolio?
Giving you financial visibility.
Using our purpose-built software
we can give you the answers.
Debt can make you focus on the short term and lose sight of the big picture. Looking through this allows us to see what life after debt could be. How much will KiwiSaver provide and will there be a shortfall? Are you on track for a comfortable retirement and could you retire early? How much can you afford to spend and still not run out of funds? We can bring clarity to all these questions, then work with you over time to improve the picture, avoid costly mistakes and make better choices.
When Lea and Rob came to see us they were expecting their first baby. They had done some calculations about going down to one income, but they were worried about not going backwards and were looking to cancel a raft of life insurances. We were concerned that they may have been focusing too much on the short-term and the life-mapping suggested that this was the case. While they would go sideways over the next 18 months, they would get back on track once Lea returned to work with very little variation to their long-term picture.
Better still, the modelling also showed that within 5 years they could afford to sell where they were and upgrade to a bigger home that was more suited to their growing family. While this would put them back into debt, if their careers stayed on track, they would still clear their mortgage with plenty of time to prepare for retirement.
“Life-mapping showed us that we were so much better off than we thought!” — Lea & Rob
More Client StoriesWhether it’s a first home purchase or you’re plugging us into your existing mortgage, we can handle the rest. Great structures, rates and bank access, with ongoing guidance — saving you time and money.
See MortgageCare PackageThis is where we look at the wider picture — making sure all the puzzle pieces fit together. We work with you to understand your goals, review your insurances and create a strategy so you can look ahead and see how to get there.
See LifeMap Package—
Book a Chat—
Get Started FormFilling in these optional questions will help us know you better before we chat.
Filling in this form is starting a conversation with us, but there’s no obligation to proceed further.
Filling in these optional questions will help us know you better. Otherwise Book a Chat below, connect on LiveChat, or call direct on 09-281 5418.