A strategy that changes with you.
We’ll tell you what needs doing
and how to make it happen.
Refinancing was easy when it came time to upsize and sell.
A strategy that changes with you.
We’ll tell you what needs doing
and how to make it happen.
Kiwi’s have traditionally had a set and forget attitude to their mortgage. However, with the right strategy and ongoing management, there are thousands of dollars that can be saved over the life of your loan. Pointer knows how to streamline your mortgage. Whether you are trying to pay off your loan, or leverage yourself into the next property, we have plenty of experience and pointers to show you how.
It’s important to us that you can get access to good advice. Part of what makes us different is that we understand your position. Are you just starting out? Do you have an existing mortgage and are paying down debt? Or maybe you’re ready to take that next step into an investment property. Using our financial analysis tools, we take your stage of life and strategise a plan to suit you.
We understand that bank policies are constantly changing. Different banks have different rules and guidelines depending on what you are trying to do. We speak ‘bank’ and understand their points of difference, so we can match you to the lender that suits you best.
We offer financial life-mapping sessions to discuss how the future might look based on your current position and where you are going — then we strategise a way to get there. The result is confidence, because any decisions you make will be better informed and more likely to work out as planned.
We didn’t think we could buy in a better school zone.
Showing you what’s possible.
Your debt should change as you do.
Let’s make a plan and show you how.
New Zealanders that don’t receive independent advice on their mortgages.
Not all loans require you to have this amount of deposit in savings.
New clients that never had a goal-based loan structure discussion with their bank.
Tai and Jess had been living in their first home for the last 12 years — but with two young children, they needed to upsize. While they were sad to leave all those memories behind, they had done well to repay their debt faster than normal and were ready to find a new home. After talking to us and looking at their wider picture, it turns out they could not only afford to buy that larger home, but also keep their existing family home as an investment property. With our guidance, they felt more confident about taking that next step as property investors, allowing them to reduce their taxable income at the same time.
“Pointer took the time to understand our position and show what was possible.” — Tai & Jess
More Client StoriesWhether it’s a first home purchase or you’re plugging us into your existing mortgage, we can handle the rest. Great structures, rates and bank access, with ongoing guidance — saving you time and money.
See MortgageCare PackageThis is where we look at the wider picture — making sure all the puzzle pieces fit together. We work with you to understand your goals, review your insurances and create a strategy so you can look ahead and see how to get there.
See FinancialLife-Map Package—
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